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Exciting world of Mutual Funds

A mutual fund is an investment vehicle that pools money from various investors and invests it in a diversified portfolio of stocks, bonds, or other securities. The mutual fund is managed by a professional fund manager who buys and sells securities on behalf of the investors.

Why You Should Invest in MFs?

Investing in mutual funds has several advantages. Firstly, mutual funds provide diversification, which reduces the risk of loss. Secondly, mutual funds are managed by professional fund managers who have the expertise to make informed investment decisions. Thirdly, mutual funds are easy to buy and sell, and you can start investing with as little as Rs. 500.

Types of Mutual Funds

There are different types of mutual funds, each catering to different investment goals and risk appetites.

  • Equity Funds : Invest in stocks across various market caps. Equity Funds have various types like Large cap Funds, Mid cap & Small cap funds etc.
  • Debt Funds : Invests mainly in Debt securities like Bonds, Debentures , NCDs etc. Debt securities are issued by PSUs, corporates, municipal corporations etc.
  • Balanced Funds : Balance Funds invest in both Equity & Debt Securities together, Weightage can be different based on scheme objective.
  • Index Funds : Index funds track the stock market indices like Nifty, Sensex , NIfty Bank & invests in the stocks which are part of the index in the same proportion.
  • Exchange Traded Funds : ETFs are index funds but traded like a stock on the stock exchange platform. This gives an investor the benefit of trading with stock market volatility.

Jhaveri Securities Ltd is an AMFI registered Mutual Fund distributor & affiliated with leading Asset Management companies to offer Mutual Fund products.

FAQs

The minimum investment amount for mutual funds can vary from fund to fund, but most mutual funds allow you to start investing with as little as Rs. 500.
To choose the right mutual fund, you need to consider your investment goals, risk appetite, and investment horizon. You can also seek the help of our experts at Jhaveri Securities who can guide you in choosing the right mutual fund.
Mutual funds are taxed based on the type of fund and the holding period. Equity funds held for more than one year are taxed at 10% of long-term capital gains, while debt funds held for more than three years are taxed at 20% of long-term capital gains.
Yes, you can withdraw your investment from a mutual fund anytime, subject to exit load and other terms and conditions.
You should review your mutual fund investments periodically, preferably every six months to a year, to ensure that your investments align with your investment goals and risk appetite.
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